Mortgage Banking
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In 2022, we decided to change our name to demonstrate our commitment to our entire service area, and began searching for locations to expand our branch network.

In 2023, Embold Credit Union was born. Our name is new, but the important things remain the same — our commitment to serving our members and our communities.

Through all of the changes in our story, some things have remained constant. We’re proud to have a volunteer Board of Directors elected from the membership. We’re committed to bringing innovative financial services to our membership, including ITIN lending services, Payday Alternative Loans, and financial planning specific to families of special needs children. And we’re dedicated to making an impact in our communities through volunteerism, investment, and fundraising.

Our roots run deep in our communities, and we’re looking forward to cultivating new relationships in our larger service area. If you’re ready to do your banking where you can see the impact of every dollar you invest, join us, and together we’ll Boldly Grow.

We may seem new to you, but we’ve been rooted in nearby communities as a member-owned, not-for-profit credit union for more than 65 years.

Whatever your dreams, we’re now right here in McMinnville to help you make them happen–with financial products featuring impressive rates and remarkable rewards.

Our local, friendly team is ready to help you with any of the following services and more:

Notary services
24-hour ATM
Drive-up and inside ITMs so you can get personal service with our Virtual Branch during business hours
Coin machine
Instant-issue debit & credit cards
We’re here to help put your money to work for you so you can pursue your biggest dreams.

Dream big. Bank boldly. Pursue you.

When First Federal was founded nearly 100 years ago, we offered a new banking choice for Yamhill County residents. In the years since, we have grown in services and in number of branches, but our commitment to our customers and communities remains our primary focus. ôWeÆre here, in the Yamhill Valley.'' Our mission is to provide superior banking products and services, to promote home ownership and business vitality in the support of our communities. Yes, weÆre here--and we are staying! At First Federal we strive to provide you with the best banking experience possible. Business Checking & Saving Accounts|Mortgage & Home Loans|Construction Loans|Business Loans|Treasury Management Services Business Checking & Saving Accounts|Mortgage & Home Loans|Construction Loans|Business Loans|Treasury Management Services Location Directions Our McMinnville Branch is located right on historic 3rd Street. Head north on 99W/Baker and turn left into the branch. Head south on 99W/Adams and turn left into the branch. Hours of Operation Monday - Thursday: 9 AM - 5 PM Friday: 9 AM - 6 PM

My mission is to help qualify and educate anyone who wants to buy a home so they can be in the strongest position possible to purchase. With home prices and rents continually rising, homeownership is a way to lock in a payment and build equity. I also assist anyone wanting to refinance their current home to potentially reduce their housing payment or tap into their equity with a cash out loan. Guarenteed Rate offers a range of home loan products including: Conventional, Construction, FHA, VA, and many other portfolio loans.

I enjoy spending time with family, fishing, and being outdoors. IÆve lived in the Willamette Valley most of my life and love being in the Pacific Northwest. I look forward to helping you reach your home financing goals.


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