PHONE: (712) 262-5680  |  FAX: (712) 262-5747

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Community State Bank
1812 North Highway Blvd
Spencer, IA 51301
Fax: 712-264-0798
Locally owned financial institution.    
Seth McCaulley, President

Farmers Bank
125 West 4th Street
P.O. Box 7980
Spencer, IA 51301-7980
Fax: 712-262-9511
People FIRST.  SERVICE Always.  Farmers Trust & Savings Bank is an independently owned, full-service, community bank founded in 1916.
Customers enjoy personal service, added flexibility, and a high level of responsiveness resulting from local decision making.  Personal banking
benefits include all of today's technology such as:  Mobile App, Online Banking & Bill Pay, Mobile Deposit, Telephone Banking, Credit and Debit
Cards.  We also make your business banking easier with Cash Management, Same-Day ACH, Remote Deposit, Night Depository, and Business
Managemer Services.  We make Home, Ag, Business and Consumer Loans and Home Equity Lines of Credit.

Northwest  Bank
1607 West 18th Street
Spencer, IA 51301-0080
Fax: 712-580-4188
Financial institution.

State Bank
728 Grand Avenue
Spencer, IA 51301
Fax: 712-262-6699
Independently owned bank with offices in Spencer, Everly & Peterson. Full service banking.

Telco Triad Community Credit Union
Fax: 712-262-4195

As a credit union, we do more than protect your finances; we provide you with products and services to help you excel in your financial future.

Our loan officers work with you to find payment options that fit your budget. With low rates and high dividends, you can be sure you are getting the most out of your investments.

More money in your pocket means more money to spend on what really matters to you. 

In Clay County we can offer our financial services to anyone who lives or works in Clay Counties and all contiguous counties. Call and find out more today!

Telco Triad - It's Where You Belong! 


US Bank
126 Grand Avenue
P.O. Box 7880
Spencer, IA 51301-7880
Fax: 712-262-1905
Full service commercial bank providing loan and deposit services.

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