Business Directory

Insurance, Financial & Legal Services

712-262-6550
712-260-3646
Fax: 712-262-1893
bstukey@orwigcropins.com
Licensed professionals are available to sell & service all risk crop & hail  insurance

Business Hours:
Monday through Friday:  8:30am to 4:30pm

BlueWater Financial Group is owned and operated by Joe VanOtterloo, Financial Advisor with Eagle Strategies and New York Life. We provide full retirement planning, estate planning, business succession planning, life insurance, disability insurance and other financial based planning. We have offices in Spencer and Rock Valley, with our hours being 9 am to 4 pm Monday-Thursday and by appointment only on Fridays. Our website provides an in-depth overview of our staff and services provided. www.bluewaterfinancialgroup.com.

We work with several companies to provide the highest level of service and quality to our clients. We look forward to helping you with your retirement and financial protection needs.

CPA Firm offering business & individual tax preparation and planning, pension-retirement planning, accounting, payroll and computer services.

Clay Mutual Insurance Association
515 Grand Avenue
P.O. Box 467
Spencer, IA 51301-0467
Fax: 712-262-2248
abanks@claymutual.com
We are a full-service insurance company with four agents who have a combined 100+ years experience.

In addition to our website check us out on Facebook:
www.facebook.com/claymutual

Hours:  8:30am - 4:30pm Monday - Friday

CommStock Investments
207 Main
PO Box 229
Royal, IA 51357
mkruse@commstock.com
Full service commodity brokage firm, managed futures, and market advisory service.  The producer and distributor of the "CommStock Report" a radio & electronically delivered market service.  It also provides crop insurance as well as property and casuality insurance.

Community Insurance
315 Grand Avenue
Spencer, IA 51301
Fax: 712-262-6267
info@insurewithci.com
Community Insurance is an independent insurance agency. We specialize in business insurance, employee benefits and personal line coverages. We provide top-notch service to our clients while getting the protection they need at a competitive price. We are truly dedicated to finding what works best for those we serve by offering various coverage options.

Community Insurance is open Monday through Friday 8:30 AM to 5:00 PM.

Community State Bank
1812 North Highway Blvd
Spencer, IA 51301
Fax: 712-264-0798
smccaulley@ecommunitybank.org
Locally owned financial institution.    
Seth McCaulley, President

712-262-0142
Fax: 877-469-8460
jen.irvine@edwardjones.com
Financial Advisor | Wealth building and Preservation Strategies | Financial Strategies | Retirement | Personalized Investing | Employer Retirement Plans | Estate Considerations

712-262-5333
Fax: 888-248-5187
tara.wittkamp@edwardjones.com
We offer:

Retirement Planning

Financial Planning

Investments

Wealth Management

Estate & Legacy

Strategies

Farm Bureau Financial Services
508 Grand Avenue
Spencer, IA 51301
Fax: 712-262-1859
joseph.zenkovich@fbfs.com
We provide Insurance and Investment products and services to help meet our clients needs through all stages of their lives.

Open Monday-Friday 9am-5pm.  After hours and weekends by appointment.

877-438-1760
712-852-2645
Fax: 402-891-2221
allen.patten@fcsamerica.com
Farm loans, crop insurance, leasing

Farmers Bank
125 West 4th Street
P.O. Box 7980
Spencer, IA 51301-7980
Fax: 712-262-9511
co
Farmers Trust and Savings Bank has been serving the Spencer, Iowa area
customers and community since 1916 with a reputation for excellence in
personal service.  "People First, Service Always."  We offer a full line of
business, agricultural, mortgage, consumer deposit and lending services.

Farmers Savings Bank of Fostoria
712-262-2708
712-338-4800
lsimington@fsbfostoria.com
At Farmers Savings Bank, growing strong relationships is something we take seriously
as we seek to know and treat every customer like part of the family.  As a full service,
locally owned community bank for over 100 years, our team strives to meet the needs
of our customers, communities and businesses.  We work hard to stay current with
ever changing technologies and will always seek to offer the latest in online and mobile
banking technology, all while maintaining the personal, small town touch you expect and
deserve.

First Federal Credit Union
901 11th Street SW
Suite 27
Spencer, IA 51301
justin.deford@firstfedcu.com
First Federal Credit Union serves our members by
providing them with community financial services to
help families and businesses while holding ourselves to the highest standards.

Hours:
Monday -Friday 10am to 6pm
Saturday -9am to 12pm

Property Casualty Insurance Agency
Independant agent representing over 20 companies
Member of Northwest Consultants, Inc.

Business Hours:
Monday  -  Friday  8am to 5pm.

Tayler Swanson has worked in the mortgage industry for 6+ years and it is one of her many passions. She started working for Flanagan State Bank in the Spring of 2018 and has been able to help a multitude of families and individuals with their home financing goals. Whether you are a first time or experienced homebuyer, looking to refinance, or considering a VA, FHA, USDA or Conventional Mortgage, talk with Tayler today. Tayler works with all budgets and goals, while providing excellent customer service and great rates. Tayler Swanson NMLS: 1596702. Flanagan State Bank is an Equal Housing Lender

Business hours:
M-F 8AM-5PM
Weekends and night by appointment

712-363-6621
Fax: 515-270-0147
braveling@yourhrg.com
We work with clients of all ages, helping them find the most cost effective insurance options.  We spend the majority of our time educating cosumers on the following products.
Medicare supplements, Medicare Advantage Plans, Prescription Drug Plans, Life Insurance, Retirement Solutions, Long Term Care, and Final Expense.

Hours:   8am-5pm Monday-Friday
Evenings and Weekends by appointment only.

712-262-6801
712-260-1395
Fax: 712-262-2018
don@hemphill-law.com
Primarily legal representation of cities and other governmental
units, probate, estate planning and real estate.

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"Networking and reaching new customers is always our top priority. To that end, the Spencer Chamber is an invaluable tool for us, as a local small business. Thank you!"

Matt Matthiesen, Owner, West O Beer

"As a non-profit community pillar of arts and culture, we know that the Spencer Chamber is committed to helping us build relationships and promoting our mission to make theatre accessible to all."

Liz McNea, Executive Artistic Director, Spencer Community Theatre

"The new Chamber magazine, THRIVE, has been a great way for us to highlight our business and the region in one publication. We have used it at career fairs especially, and it has been wonderful."
- Jeanenne Kinnetz, DEMCO - SPHR, SHRM - SCP

"Joining a chamber of commerce is not only a great way to be part of the community, but with the Spencer Chamber of Commerce, you never know who you’ll meet and where those relationships will lead. I am forever grateful for their assistance."

Vanessa Moore, Owner, Vertical Marketing + Design

"Serving on the Young Professionals board has not only been valuable, but also very exciting and entertaining. Acting as a member of the Chamber has helped me to gain confidence, respect, reputability, and most importantly community involvement and support!"

Elizabeth Hartzell, President, Spencer Young Professionals